Discover the world of Capital City Savings and Credit Union Limited.  We're a member owned financial institution with a difference, serving the north-central Alberta area.  Our twenty-four branches and Business Banking Centre offer a comprehensive line of banking services, financial planning, trust planning, investments and insurance.

Five solid member benefits of Capital City Savings include:

1. Personal Service
2. Profit$haring
3. 100% Deposit Guarantee
4. Community Minded
5. Members are Owners

Capital City Savings is a high touch, high tech alternative to the big banks.  Providing personal and commercial financial services to our members, and communities is our priority.  Plus, we provide all the convenience of electronic services such as telephone and Internet banking and ATMs.  Capital City Savings is proud to be locally owned and operated.

If you're not already a member, DISCOVER what you've been missing!

Personal Service

Making your life easier is our priority.  That's why many of our branches stay open late and remain open on Saturday.  It's also why we offer personal service in 15 languages, ATMs, Internet and telephone banking, credit and debit cards, investments, business banking, insurance services, plus much more.

Profit$haring

As a member, you earn dividends based on the amount of business you do.  The more banking you do wit us, the more dividends you earn.  Since 1990, Capital City Savings has shared millions in profits with our members.

Click here to find out how much we shared with members in 2002.

100% Deposit Guarantee

Gain peace of mind knowing that all of your deposits plus accrued interest (except common shares) are 100% guaranteed by the Credit Union Deposit Guarantee Corporation.

In comparison, deposit insurance for banks and trust companies is restricted to Canadian currency, a maximum of only $60,000 per account, and term deposits of five years or less.

Community Minded

We take an active and enthusiastic role in improving life in the communities we serve.  We invest our time, energy and resources through fundraising, sponsorships, corporate giving and volunteerism.  After all, our success is linked to the success of our community.

Members are Owners

As a Capital City Savings member, you have a voice in the direction of your credit union.  You may stand for election to the Board of Directors, vote in board elections and participate in the Annual General Meeting.

Becoming a member

The Alberta Credit Union Act states that all members must own common shares in their credit union.

To become a member of Capital City Savings, adults must own a minimum of 50 common shares, students aged 18 – 25 are required to own 25 common shares, and youth 17 and under need 5 common shares.  Shares have a value of $1.00.

Like common shares in any company, the money you invest becomes part of Capital City Savings' reserves, strengthening the financial position of the credit union.  Your investment is used to develop new products and services, which benefit all members.

Capital City Savings is always looking for ways to serve you better.  Visit us today.  In one convenient stop, you can take advantage of all the following services:

• Personal banking
• Commercial and agricultural banking
• Investment advice and products
• Full financial planning
• Insurance
• Electronic banking
• Debit and credit cards

Capital City Savings is a member of the Alberta credit union system.  Credit unions are financial cooperatives owned by members and operated locally on their behalf.  Credit unions have been serving Canadians since 1900.  Over 565,000 Albertans are credit union member-owners, enjoying financial services from credit unions in 120 communities.