A wise business owner takes steps to ensure stability during a crisis. Capital City Savings Insurance Services is able to offer a full line of insurance products at very competitive rates. Please ask about employee group programs, which encourage loyalty and stability in your workplace.

Credit Life / Credit Disability

Credit life and disability insurance is available for business authorized overdrafts. Monthly premiums are based on the average outstanding balance for the previous month.

Term Life Insurance

Life insurance coverage, independent of any credit, can be used to provide protection in the event of the death of the business owner or key management.

Group Mortgage Protection

Group Mortgage Protection (GMP) is available for fixed payment commercial mortgages or business loans. GMP pays out the outstanding balance of the loan in the event of death. Critical illness and disability coverage is available with life insurance for additional premiums.

The MemberPlan

Available to individuals or as an employee plan for small business, our MemberPlan provides coverage for life, dental, prescription drugs, extended healthcare and long term disability.

Travel Insurance

Travel insurance provides for out of province excess hospital and medical, accidental death and disablement and trip interruption. Single and family rates are available.

Life insurance is provided through MemberCare Financial Services. All other insurance is provided by the CUMIS Group and the Co-operators