The POWER of on-line trading. The VALUES of your credit union.

We are pleased to be offering our members on-line brokerage services provided through Credential Direct™ , a division of Credential Securities Inc., an Investment Dealer owned by Canada's credit union system. Credential Direct gives members direct access to self-managed investing services via the Internet, or by speaking with a qualified Investment Representative on the phone. For as little as $25 a trade, you can invest how you want, when you want - with the people you trust.

Getting Started

Trading with Credential Direct is easy. Step-by-step instructions on the Credential Direct web site explain everything from logging in, to placing your first trade. Credential Direct makes it easy to check balances and to move money on-line between any of your Capital City Savings accounts and your Credential Direct trading account.

Features

• Choose from a wide variety of account types including cash, margin and registered plans
• Buy and sell stocks and options on major exchanges in Canada and the US
• More than 1,800 mutual funds are available, including Ethical Funds® and Credential® Portfolio Funds
• Transfer funds electronically between Capital City Savings and your Credential Direct account
• Trade stocks, options and mutual funds on-line or by telephone
• Fixed income investments including bonds, t-bills and GICs are available via telephone
• Research Tools
• A programmable stock ticker to monitor you favourite companies
• Real time quotes on any North American stock
  Canadian mutual fund quotes
• Automatic tracking of up to five investments portfolios
• Review top gainers, losers, and most active stocks at a glance
• Easy to use performance charts
• Up-to the-minute financial news
• Independent research reports
• Safe & Secure 128-bit encryption
• Requires a unique login ID and password
• Certified secure by Verisign

If you have been postponing on-line trading because you're not sure what to expect, relax. Trading with Credential Direct is fast and simple with very low cost. There is plenty of help on the Web site and friendly experienced Investment Representatives are available by phone when you need them.

Try us out today!  To get started or to find out more click the Credential Direct logo below:

Or call 1-877-742-2900

On-line brokerage is offered through Credential Direct™ , a division of Credential Securities Inc., operating as a separate business unit.  Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.  Please read the prospectus before investing.  Unless otherwise stated, mutual funds and other securities are not insured nor guaranteed, their values change frequently and past performance may not be repeated.  Credential Securities Inc. is a Member-CIPF. ®Ethical Funds and Credential and ™Credential Direct & Design are registered marks and trademarks owned by Ethical Funds and are used under licence.