Capital City Savings offers a number of chequing plans to suit your needs. Each plan features a Member Card debit card for automated teller machine (ATM) and point-of-sale (Interac) purchases, free ATM bill payment handling, free transfers, free deposits and unlimited Net Banking and TeleService inquiries. You can also apply for a ChequeWise Payment Card .

Review our plans below to find out which one is right for you.

• Regular Chequing
• BasicPlan
• e.plan ^®
• MasterPlan
• OptimumPlan (NEW!)
• Ultra Chequing

Regular Chequing

If you generate a low number of transactions each month and prefer to pay-as-you-go then Regular Chequing is right for you.

• No monthly fee
• Basic transactions are $0.50 for self-serve (except ATM inquiries which are $0.15) and $0.75 for full-serve
• 1 free basic transaction per regular automatic payroll deposit
• Monthly statement with cheque image enclosures ($1.00/month)

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BasicPlan

If you generate a low number of transactions each month yet prefer a fixed monthly fee, the BasicPlan provides the essential services to satisfy your basic banking needs.

• Low monthly fee of $4.00
• 12 free basic transactions per month. Pay-as-you-go charges of $0.75 for full-serve and $0.50 for self-serve ($0.15 for ATM inquiries) apply thereafter
• 1 additional free basic transaction per regular automatic payroll deposit
• free monthly statement with cheque image enclosures

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e.plan

If you value the quick and easy convenience of banking electronically, whether it's an ATM transaction, debit card purchase, automated funds transfer or bill payment using Net Banking or TeleService - then e.plan is for you.

• Low monthly fee of $7.00
• 40 free self-serve transactions per month. Over-limit self-serve transactions are $0.50 each ($0.15 for ATM inquiries
• Full-serve transactions are $0.75 each
• 1 additional free basic transaction per regular automatic payroll deposit
• Free monthly e-statement or monthly paper statement for $1.00 (per month)

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MasterPlan

Offers you an extensive package of frequently used banking services at a competitive monthly fee. MasterPlan will help simplify your banking and save you money, too.

• Monthly fee of $11.00
• 60 free basic transactions per month. Pay-as-you-go charges of $0.75 for full-serve and $0.50 for self-serve ($0.15 for ATM inquiries) apply thereafter
• 1 additional free basic transaction per regular automatic payroll deposit
• 100 free personalized cheques (style 6704) per year
• Free bill payment handling fee
• Free monthly statement with cheque image enclosures
• Free American Express traveller's cheques
• 12 free Canadian money orders or drafts per year
• $5 discount on one safety deposit box (subject to availability)
• No minimum monthly overdraft interest charge
• Free coverdraft

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OptimumPlan

The OptimumPlan is designed to give you unlimited daily banking along with premium discounts and preferred rates on other financial products and services.

• Monthly fee of $25.00
• Unlimited free basic transactions
• Free monthly statement with cheque image enclosures
• Unlimited free in-branch bill payments
• 4 free ATM withdrawals at any financial institution including outside Canada. Pay-as-you-go charges apply thereafter
• No minimum monthly overdraft charge
• $10 discount on one safety deposit box (subject to availability)
• Free coverdraft
• Preferred rate on new mortgages
• ¾% discount off the posted rate on fixed rate, closed term mortgages
• $200 discount on mortgage appraisal fee
• ½% bonus on regular non-redeemable term deposits
• Free Canadian money orders and drafts
• Free American Express traveller's cheques
• Free personalized cheques (style 6704)
• $59 rebate Gold MasterCard with CHOICE REWARDS and complementary card (subject to credit approval)
• $25 discount on Credential Direct annual fee

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Ultra Chequing

If you maintain a minimum monthly balance of $1,000 in Ultra Chequing, you will receive all basic transactions at no cost, plus premium tiered interest rates based on your account balance - the higher the balance, the higher the interest rate.

• No monthly fee
• Unlimited free basic transactions unless balance falls below $1000 at any time during the month then pay-as-you-go charges will apply on all transactions for the month. Pay-as-you-go charges are $0.75 for full-serve and $0.50 for self-serve ($0.15 for ATM inquiries)
• 1 free basic transaction per regular automatic payroll deposit (regardless of account balance)
• Monthly statement with cheque image enclosures ($1.00/month)

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Contact us today for more details or to make an appointment with one of our Personal Bankers.

Phone 496-2000 or toll free 1-877-496-2151 or email .