C apital City Savings has designed special accounts for our younger members, to meet their growing needs:

• Junior Jurassic Account Up to 12 years old
• Achievers Account 13 - 17 years old
• next step account 18 - 25 years old
  (for post-secondary students only)

Junior Jurassic

Good money management starts early - and we've developed a program for children 12 and under that makes saving money fun. Our Junior Jurassic Account rewards kids with special prizes as they watch their savings grow. Children can open their own account, or a parent or grandparent can open a trust account in their name. Exciting features of this account include:

• No monthly account fee
• Free quarterly statements to track the growth of your money
• Free unlimited cash withdrawals
• Daily interest savings account where interested is calculated on your daily closing balance and paid monthly
• Special passbook
• View the free semi-annual newsletter with articles, puzzles, and contests and featuring  our Junior Jurassic mascot, Capsaurus
  October 2003 issue (pdf file)
• Special deposit level rewards:
  $25 = Capsaurus Sticker
  $50 = Capsaurus tattoo
  $75 = Capsaurus Bookmark
  $100 = Capsaurus Dinosaur pencil

Once you have $100 in savings and for every additional $25 deposit, you'll receive an entry form to enter our yearly draw for a bicycle and helmet.

Achievers Account

Start Now.  Get There.

Our Achievers Account, for teenagers 13 to 17, lets you start to make your own choices about your money. Save for a special purchase or budget for weekly withdrawals that won't leave you short of cash when you need it. Features of this account include:

• No monthly fee
• Free quarterly statement to keep track of you transactions
• Five free paper-based cash withdrawals per month
• Twenty free direct payment transactions and Alberta Credit Union ATM withdrawals
• Five free non-Credit Union ATM withdrawals
• Unlimited use of TeleService® - allows you to conduct your banking using a touch-tone phone
• Unlimited Net Banking - allows you to conduct your banking and pay bills using your PC

Whether you work part-time or receive a monthly allowance, we'll help you save for that new multi-CD stereo or a great new wardrobe while teaching you how to budget and how to use the world of virtual banking.

As you near the end of high school and are looking towards post-secondary education, be sure to check out the Capital City Savings Suzanne Mah Scholarship & Bursaries Program .

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next step

Our next step chequing account is designed to meet the special needs of students aged 18 - 25. We offer a fixed monthly fee account that lets you make as many transactions as you're likely to need, and loans with low interest rates so you can concentrate on school, not how you're going to pay your bills. All full or part-time students in this age group are eligible to receive the following features of this account:

• Free unlimited use of TeleService® - allows you to conduct your banking and pay bills using a touch-tone phone
• Free unlimited Net Banking - allows you to conduct your banking and pay bills using your PC
• Low monthly fee of $5.95
• 20 free ATM withdrawals at any Capital City Savings or other Credit Union ATM or Interac direct payment transations
• 5 free monthly withdrawals at ATMs other than Capital City Savings
• 5 free inbranch withdrawals or bill payments
• Monthly statements to track your transactions
• Eligible to receive a Student MasterCard with no annual fee

You also can arrange to stay on the next step Account for one year after graduation from your post-secondary institution. Call your local branch today to find out how we can help you through your post-secondary schooling.

Contact us today for more details or to make an appointment with one of our Personal Bankers.

Phone 496-2000 or toll free 1-877-496-2151 or email.