Flexibility is the focus of Capital City Savings' commercial banking division. We understand the entrepreneurial and innovative style of the business community and the importance it has on the success of the Capital Region. Capital City Savings is committed to business and our lending programs are tailored to meet companies' growth requirements.

At the Business Banking Centre we are proud of our low account management turnover and loyal member base. We believe that your banker is an important part of your business. If your accountant or lawyer doesn't change every year, why should your banker?

Equipment Financing

Equipment financing is available with competitive fixed or floating interest rates. Payment schedules are geared to the estimated useful life of the equipment but also take into account the cash flow of your business.

Land/Building Financing

For construction, acquisition and expansion, Capital City Savings offers competitive fixed or floating interest rates on loans amortized up to 240 months.

Operating Loans/Authorized Overdrafts

Our operating loans/authorized overdrafts offer competitive floating interest rates and are the perfect solution for financing receivables, inventory, seasonal requirements or other cash flow needs.

Canada Small Business Financing Program (CSBF)

The CSBF program offers term financing to small and medium-sized businesses for the acquisition of land, premises and equipment. The loans are repayable on a regular schedule over a specific period in relation to the useful life of the asset being financed. The CSBF can accommodate higher ratio financing (up to 90% for certain classes of assets) and are available with fixed or floating interest rates.

Micro Loans

For small business, Micro loans, to a maximum of $25,000, are designed to assist small businesses with start-up or expansion, readying your product or service for sale, developing or enhancing your product or service, and obtaining working capital . Loans are repayable over as much as five years and offer competitive prime based interest rates.  Click here to find out more about Micro Loans

Professional Business Program

Our Professional Business Program is designed to meet the unique needs of business professionals - for example, doctors, pharmacists, chartered accountants, lawyers and engineers. The program provides term and operating financing to help manage your professional work environment.

For more information, please call (780) 496-2142 or toll free at 1-877-496-2151 or email us .